10 Reasons to Check Your Coverage
As our lives change, so do our insurance needs. Letting us know of these changes can ensure that you have adequate insurance coverage through Erie Insurance. Here are some examples of when to check your coverage:
1. You’re remodeling or building an addition to your property. When you hire the contractor, request a certificate of insurance to confirm their liability and workers’ compensation coverages. Review the certificate and your homeowners policy with your agent. In some cases, remodeling projects can increase your home’s reconstruction value.
2. Your teen starts driving. If a teenager in your home is learning how to drive, that means you’ll soon need to help them purchase insurance. Your agent can help guide you through the process, find the best way to add them to your policy and provide materials about safe driving behavior.
3. You’re adding a new swimming pool. We can recommend steps that you can take to help keep your backyard safe and determine whether additional liability coverage should be considered.
4. You got a new job! If you have accepted a position where you will have a shorter or longer commute to work, call us. A significant change in annual mileage could warrant a change in your auto policy. (And, that could save you money.)
5. It’s time to retire. Ready to kick back and relax? We can help you maximize the benefits of your retirement plan with a life insurance program.
6. You bought a new ride. If you’ve purchased or leased a new or used vehicle, your insurance policy needs to be updated. Car dealers are required by law to confirm insurance coverage, but only you can make the necessary changes to your policy to make sure you’re fully protected.
7. You’re saving a buck with refinancing. When you’re taking advantage of lower interest rates by refinancing your home or vehicle, your policy will need to be updated to reflect any new lien holder.
8. Your family’s growing and changing. When you get married or welcome a new baby to the family, the new responsibilities may warrant a change in your home, auto and life insurance coverage.
9. You’ve bought a little luxury. When you purchase valuables such as a diamond ring or a rare piece of art, you should contact your agent. Your homeowners policy covers personal belongings and furnishings, but higher-valued items may have coverage limitations. An endorsement may be advisable for more costly or unusual items.
10. You’ve decided to work from home. If you are starting a business out of your house, let us know. Depending on the equipment and the nature of your work, an endorsement or separate policy may be necessary to protect your investment and liability exposures.
When it is time to price and review coverage we've got you covered. With service that is available when you need us call 317-534-5202 or email Heather@brooksoninsurance.com. We are waiting to help you better secure the things you work so hard for.
Heather Swank
Owner / Agent
Brookson Insurance LLC
317-5834-5202
Heather@brooksoninsurance.com
Tuesday, October 4, 2011
Wednesday, September 7, 2011
Check your coverage's it is time!
10 Reasons to Check Your Coverage
As our lives change, so do our insurance needs. Letting us know of these changes can ensure that you have adequate insurance coverage through Erie Insurance. Here are some examples of when to check your coverage:
1. You’re remodeling or building an addition to your property. When you hire the contractor, request a certificate of insurance to confirm their liability and workers’ compensation coverages. Review the certificate and your homeowners policy with your agent. In some cases, remodeling projects can increase your home’s reconstruction value.
2. Your teen starts driving. If a teenager in your home is learning how to drive, that means you’ll soon need to help them purchase insurance. Your agent can help guide you through the process, find the best way to add them to your policy and provide materials about safe driving behavior.
3. You’re adding a new swimming pool. We can recommend steps that you can take to help keep your backyard safe and determine whether additional liability coverage should be considered.
4. You got a new job! If you have accepted a position where you will have a shorter or longer commute to work, call us. A significant change in annual mileage could warrant a change in your auto policy. (And, that could save you money.)
5. It’s time to retire. Ready to kick back and relax? We can help you maximize the benefits of your retirement plan with a life insurance program.
6. You bought a new ride. If you’ve purchased or leased a new or used vehicle, your insurance policy needs to be updated. Car dealers are required by law to confirm insurance coverage, but only you can make the necessary changes to your policy to make sure you’re fully protected.
7. You’re saving a buck with refinancing. When you’re taking advantage of lower interest rates by refinancing your home or vehicle, your policy will need to be updated to reflect any new lien holder.
8. Your family’s growing and changing. When you get married or welcome a new baby to the family, the new responsibilities may warrant a change in your home, auto and life insurance coverage.
9. You’ve bought a little luxury. When you purchase valuables such as a diamond ring or a rare piece of art, you should contact your agent. Your homeowners policy covers personal belongings and furnishings, but higher-valued items may have coverage limitations. An endorsement may be advisable for more costly or unusual items.
10. You’ve decided to work from home. If you are starting a business out of your house, let us know. Depending on the equipment and the nature of your work, an endorsement or separate policy may be necessary to protect your investment and liability exposures.
Our agents have years of experience as prior claims adjuster's. They are dedicated to providing the most comprehensive protection to families who work hard for all they have. Keeping you well taken care of is simply what we do best!
Call our office today!
317-534-5202
Heather Swank
Owner / Agent
Brookson Insurance LLC
202 W Main St.
Greenwood, IN 46142
Heather@brooksoninsurance.com
As our lives change, so do our insurance needs. Letting us know of these changes can ensure that you have adequate insurance coverage through Erie Insurance. Here are some examples of when to check your coverage:
1. You’re remodeling or building an addition to your property. When you hire the contractor, request a certificate of insurance to confirm their liability and workers’ compensation coverages. Review the certificate and your homeowners policy with your agent. In some cases, remodeling projects can increase your home’s reconstruction value.
2. Your teen starts driving. If a teenager in your home is learning how to drive, that means you’ll soon need to help them purchase insurance. Your agent can help guide you through the process, find the best way to add them to your policy and provide materials about safe driving behavior.
3. You’re adding a new swimming pool. We can recommend steps that you can take to help keep your backyard safe and determine whether additional liability coverage should be considered.
4. You got a new job! If you have accepted a position where you will have a shorter or longer commute to work, call us. A significant change in annual mileage could warrant a change in your auto policy. (And, that could save you money.)
5. It’s time to retire. Ready to kick back and relax? We can help you maximize the benefits of your retirement plan with a life insurance program.
6. You bought a new ride. If you’ve purchased or leased a new or used vehicle, your insurance policy needs to be updated. Car dealers are required by law to confirm insurance coverage, but only you can make the necessary changes to your policy to make sure you’re fully protected.
7. You’re saving a buck with refinancing. When you’re taking advantage of lower interest rates by refinancing your home or vehicle, your policy will need to be updated to reflect any new lien holder.
8. Your family’s growing and changing. When you get married or welcome a new baby to the family, the new responsibilities may warrant a change in your home, auto and life insurance coverage.
9. You’ve bought a little luxury. When you purchase valuables such as a diamond ring or a rare piece of art, you should contact your agent. Your homeowners policy covers personal belongings and furnishings, but higher-valued items may have coverage limitations. An endorsement may be advisable for more costly or unusual items.
10. You’ve decided to work from home. If you are starting a business out of your house, let us know. Depending on the equipment and the nature of your work, an endorsement or separate policy may be necessary to protect your investment and liability exposures.
Our agents have years of experience as prior claims adjuster's. They are dedicated to providing the most comprehensive protection to families who work hard for all they have. Keeping you well taken care of is simply what we do best!
Call our office today!
317-534-5202
Heather Swank
Owner / Agent
Brookson Insurance LLC
202 W Main St.
Greenwood, IN 46142
Heather@brooksoninsurance.com
Monday, August 22, 2011
Watch for Scams after a Storm
When storms hit, your home—and life—can be turned upside down. You’re eager to get your home repaired, but be careful: some contractors aren’t really there to help.
Most contractors are reputable business people. But each year, there are a few dishonest ones who chase storms from state to state. They may try to convince you that you have hail or other damage and need a new roof when you really don’t. They’ll ask to be hired for the work, explaining that your insurance company will pay for the repairs.
ERIE HomeProtector polices cover damage caused by hail and windstorms, but they will not cover the cost to replace a roof or siding when no damage has occurred. Since the work these dishonest contractors offer may not be of the highest quality, ERIE also highly recommends that you get a second—even a third—opinion before starting any contract work. It’s not fair to you to have your roof, once in excellent condition, altered so that it is inferior in quality.
What you can do
If you’re beginning to repair or rebuild after a storm, or even if you are just planning a home improvement project, keep these tips, recommended by the Federal Emergency Management Agency, in mind for choosing contractors wisely:
• Get more than one estimate.
• Don’t be pushed into signing a contract right away.
• Get everything in writing. Cost, work to be done, time schedules, guarantees, payment schedules and other expectations should be detailed.
• Check references before deciding which contractor to choose.
• Never sign a contract with blanks.
• Don’t pay a contractor in full until the work is complete.
• Check with county or city licensing authorities to see if the contractor is licensed in your jurisdiction, as well as checking for complaints with their regional Better Business Bureau.
ERIE can help, too
If you need suggestions about who to hire or how to repair your home after a storm, we can help you contact an insurance claims adjuster. Erie Insurance has professional claims adjusters who are trained to assess your property, identify storm damage and prepare an estimate for proper repair. They can also provide recommendations for reliable, licensed contractors in your area—although the final choice of contractor is always yours.
Call our agency with questions you have antyime!
Keeping you prepared from season to season
Brookson Insurance LLC
317-534-5202
Heather Swank
Owner / Agent
When storms hit, your home—and life—can be turned upside down. You’re eager to get your home repaired, but be careful: some contractors aren’t really there to help.
Most contractors are reputable business people. But each year, there are a few dishonest ones who chase storms from state to state. They may try to convince you that you have hail or other damage and need a new roof when you really don’t. They’ll ask to be hired for the work, explaining that your insurance company will pay for the repairs.
ERIE HomeProtector polices cover damage caused by hail and windstorms, but they will not cover the cost to replace a roof or siding when no damage has occurred. Since the work these dishonest contractors offer may not be of the highest quality, ERIE also highly recommends that you get a second—even a third—opinion before starting any contract work. It’s not fair to you to have your roof, once in excellent condition, altered so that it is inferior in quality.
What you can do
If you’re beginning to repair or rebuild after a storm, or even if you are just planning a home improvement project, keep these tips, recommended by the Federal Emergency Management Agency, in mind for choosing contractors wisely:
• Get more than one estimate.
• Don’t be pushed into signing a contract right away.
• Get everything in writing. Cost, work to be done, time schedules, guarantees, payment schedules and other expectations should be detailed.
• Check references before deciding which contractor to choose.
• Never sign a contract with blanks.
• Don’t pay a contractor in full until the work is complete.
• Check with county or city licensing authorities to see if the contractor is licensed in your jurisdiction, as well as checking for complaints with their regional Better Business Bureau.
ERIE can help, too
If you need suggestions about who to hire or how to repair your home after a storm, we can help you contact an insurance claims adjuster. Erie Insurance has professional claims adjusters who are trained to assess your property, identify storm damage and prepare an estimate for proper repair. They can also provide recommendations for reliable, licensed contractors in your area—although the final choice of contractor is always yours.
Call our agency with questions you have antyime!
Keeping you prepared from season to season
Brookson Insurance LLC
317-534-5202
Heather Swank
Owner / Agent
Monday, August 8, 2011
Erie Insurance do you know who they are?
We’ve Been Helping People Since Your Great-Grandmother’s Time
From modest roots in 1925 as a Pennsylvania auto insurer, Erie Insurance has grown to become a group of multi-line insurance companies, offering insurance through independent insurance Agents, like us, Brookson Insurance.
They’ve done it by continuing to carry out ERIE’s founding purpose:
"To provide our Policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost."
We’re proud to represent ERIE because we know that when we help you purchase an insurance policy, it’s a good one. You’ll have financial protection when you need it the most, and you’ll never have to wonder how your insurance really works. That’s what we’re here for, to help answer your questions and make good insurance decisions.
So, whether you need to purchase auto, home, business or life insurance, give us a call. We can help. 317-534-5202 Brookson Insurance LLC
Heather Swank
Owner / Agent
Brookson Insurance LLC
From modest roots in 1925 as a Pennsylvania auto insurer, Erie Insurance has grown to become a group of multi-line insurance companies, offering insurance through independent insurance Agents, like us, Brookson Insurance.
They’ve done it by continuing to carry out ERIE’s founding purpose:
"To provide our Policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost."
We’re proud to represent ERIE because we know that when we help you purchase an insurance policy, it’s a good one. You’ll have financial protection when you need it the most, and you’ll never have to wonder how your insurance really works. That’s what we’re here for, to help answer your questions and make good insurance decisions.
So, whether you need to purchase auto, home, business or life insurance, give us a call. We can help. 317-534-5202 Brookson Insurance LLC
Heather Swank
Owner / Agent
Brookson Insurance LLC
Tuesday, August 2, 2011
Unexpected Auto Extras
Unexpected extras
Does your insurance do this for you?
ERIE’s auto insurance policy provides you and your family with extra features that go beyond the standard auto insurance coverage at no additional cost.
So, when you purchase an ERIE policy with comprehensive and collision coverage, you also get these added benefits:
• Your collision deductible will be waived if you are involved in an accident with another auto insured by Erie Insurance.*
• Your comprehensive deductible will be waived when a damaged windshield is repaired instead of replaced (additional premium required in New York).
You also have the option to purchase physical damage coverage, which adds these benefits:
• ERIE will pay up to $75 per person for travel costs, including meals and lodging, if your car is disabled because of a covered loss.
• ERIE will pay up to $350 for loss to personal property, such as clothing and luggage, because of a covered loss while the personal property is in an auto we insure. Theft losses are covered if the entire vehicle is stolen.
Contact us Heather@brooksoninsurance.com to learn more about ERIE’s auto insurance policy. Need a quote? Call us, or get a free auto insurance quote online at www.brooksoninsurance.com 317-534-5202
Does your insurance do this for you?
ERIE’s auto insurance policy provides you and your family with extra features that go beyond the standard auto insurance coverage at no additional cost.
So, when you purchase an ERIE policy with comprehensive and collision coverage, you also get these added benefits:
• Your collision deductible will be waived if you are involved in an accident with another auto insured by Erie Insurance.*
• Your comprehensive deductible will be waived when a damaged windshield is repaired instead of replaced (additional premium required in New York).
You also have the option to purchase physical damage coverage, which adds these benefits:
• ERIE will pay up to $75 per person for travel costs, including meals and lodging, if your car is disabled because of a covered loss.
• ERIE will pay up to $350 for loss to personal property, such as clothing and luggage, because of a covered loss while the personal property is in an auto we insure. Theft losses are covered if the entire vehicle is stolen.
Contact us Heather@brooksoninsurance.com to learn more about ERIE’s auto insurance policy. Need a quote? Call us, or get a free auto insurance quote online at www.brooksoninsurance.com 317-534-5202
Wednesday, July 6, 2011
10 Safety Tips for Traveling!
Ten Trouble-Free Tips for Travelers
Will you be one of the millions on the road this summer?
Safety is one of the most important things to consider as you pack your car and leave home. To help you get ready for your next road trip, the National Crime Prevention Council (NCPC) recommends these 10 tips for travelers:
At home
1. Check all the locks before you leave home. Each door and window should have a sturdy lock.
2. Use motion-detection lights outside and trim hedges to reduce potential hiding places for burglars.
3. Set automatic timers on a few interior lights to give the impression that someone is home.
4. Ask the post office to hold your mail or ask a trusted friend or neighbor to collect it while you are away. Do the same with home delivery of newspapers.
On the road
5. Pay attention to your surroundings.
6. Pick well lit gas stations and always remove your keys and lock the car doors while you are pumping gas.
7. Protect your valuables (GPS, MP3 players, cell phones) by keeping them out of plain view in your vehicle and lock the doors even if you are stepping away from the vehicle for just a moment.
8. Take only the credit and other cards you will need. Leave the others at home, stored securely.
9. Never leave your hotel room unlocked, even to go to the ice or vending machine.
10. Don’t open the door at a hotel or at home to someone who you don’t know well or trust.
It’s important, too, not to forget the basics: buckle your seatbelt and keep your eyes on the road. Driving is a skill that requires your full attention to safely control your vehicle and respond to the events happening on the roads around you.
It’s good to have an insurance company that will be there if you ever have an accident or need to file a claim. To check on your coverage, contact our agency. We will review your current policies and help ensure that your car and home are properly insured. Call 317-534-5202 Brookson Insurance LLC.
Heather Swank
Agent / Owner
317-534-5202
Heather@brooksoninsurance.com
Will you be one of the millions on the road this summer?
Safety is one of the most important things to consider as you pack your car and leave home. To help you get ready for your next road trip, the National Crime Prevention Council (NCPC) recommends these 10 tips for travelers:
At home
1. Check all the locks before you leave home. Each door and window should have a sturdy lock.
2. Use motion-detection lights outside and trim hedges to reduce potential hiding places for burglars.
3. Set automatic timers on a few interior lights to give the impression that someone is home.
4. Ask the post office to hold your mail or ask a trusted friend or neighbor to collect it while you are away. Do the same with home delivery of newspapers.
On the road
5. Pay attention to your surroundings.
6. Pick well lit gas stations and always remove your keys and lock the car doors while you are pumping gas.
7. Protect your valuables (GPS, MP3 players, cell phones) by keeping them out of plain view in your vehicle and lock the doors even if you are stepping away from the vehicle for just a moment.
8. Take only the credit and other cards you will need. Leave the others at home, stored securely.
9. Never leave your hotel room unlocked, even to go to the ice or vending machine.
10. Don’t open the door at a hotel or at home to someone who you don’t know well or trust.
It’s important, too, not to forget the basics: buckle your seatbelt and keep your eyes on the road. Driving is a skill that requires your full attention to safely control your vehicle and respond to the events happening on the roads around you.
It’s good to have an insurance company that will be there if you ever have an accident or need to file a claim. To check on your coverage, contact our agency. We will review your current policies and help ensure that your car and home are properly insured. Call 317-534-5202 Brookson Insurance LLC.
Heather Swank
Agent / Owner
317-534-5202
Heather@brooksoninsurance.com
Thursday, June 23, 2011
Two Electric Cars Earn Top Safety Rating
Two electric cars ― Chevrolet Volt and Nissan Leaf ― are getting the green light from safety experts.
Both vehicles recently earned the highest safety ratings from the Insurance Institute for Highway Safety in its first-ever U.S. crash test evaluations of plug-in electric cars.
The Volt and Leaf earned the top protection rating for the four most common kinds of injury crashes: front, side, rear and rollover. With these ratings and standard electronic stability control, they qualify as winners of Top Safety Pick, the Institute's award for state-of-the-art crash protection.
"What powers the wheels is different, but the level of safety for the Volt and Leaf is as high as any of our other top crash test performers," says Joe Nolan, the Institute's chief administrative officer.
Fuel efficient, too
The dual-power Volt and all-electric Leaf not only surpass benchmarks for protecting occupants in crashes, but they also exceed current fuel efficiency and emissions standards. Both models are new for 2011.
• The Volt is a plug-in battery/gasoline hybrid that can run in electric-only mode with a range of about 35 miles on a single charge. A gasoline engine kicks in to power the electric motor when the battery is spent.
• The Leaf runs on battery power alone and has an Environmental Protection Agency-estimated average range of about 73 miles on a single charge.
Small but safe
The Volt and Leaf are classified as small cars, with their overall length, width and passenger capacity in line with their peers. But their hefty battery packs put their curb weights and handling stability closer to midsize and larger cars.
"The Leaf and Volt's extra mass gives them a safety advantage over other small cars," Nolan says. "These electric models are a win-win for fuel economy and safety."
The addition of the two electric cars brings the Institute’s number of safety award winners so far for this year to 80. It lifts General Motors' current model tally to 12 and Nissan's to 3. The safety ratings help consumers pick vehicles that offer a higher level of protection than federal safety standards require.
Shopping for a new car?
If you’re buying a new car, keep safety in mind and check out the full list of winners. Also, give us a call beforehand and we can let you know how much your new car will cost to insure. We can help you learn which safety features can earn you a discount on your ERIE auto insurance, too.
Call 317-534-5202 Brookson Insurance LLC
We do business better because of you
Your go to agent in the Greenwood and Greater Indianapolis areas
Until next time!
Heather Swank
Agent / Owner
Two electric cars ― Chevrolet Volt and Nissan Leaf ― are getting the green light from safety experts.
Both vehicles recently earned the highest safety ratings from the Insurance Institute for Highway Safety in its first-ever U.S. crash test evaluations of plug-in electric cars.
The Volt and Leaf earned the top protection rating for the four most common kinds of injury crashes: front, side, rear and rollover. With these ratings and standard electronic stability control, they qualify as winners of Top Safety Pick, the Institute's award for state-of-the-art crash protection.
"What powers the wheels is different, but the level of safety for the Volt and Leaf is as high as any of our other top crash test performers," says Joe Nolan, the Institute's chief administrative officer.
Fuel efficient, too
The dual-power Volt and all-electric Leaf not only surpass benchmarks for protecting occupants in crashes, but they also exceed current fuel efficiency and emissions standards. Both models are new for 2011.
• The Volt is a plug-in battery/gasoline hybrid that can run in electric-only mode with a range of about 35 miles on a single charge. A gasoline engine kicks in to power the electric motor when the battery is spent.
• The Leaf runs on battery power alone and has an Environmental Protection Agency-estimated average range of about 73 miles on a single charge.
Small but safe
The Volt and Leaf are classified as small cars, with their overall length, width and passenger capacity in line with their peers. But their hefty battery packs put their curb weights and handling stability closer to midsize and larger cars.
"The Leaf and Volt's extra mass gives them a safety advantage over other small cars," Nolan says. "These electric models are a win-win for fuel economy and safety."
The addition of the two electric cars brings the Institute’s number of safety award winners so far for this year to 80. It lifts General Motors' current model tally to 12 and Nissan's to 3. The safety ratings help consumers pick vehicles that offer a higher level of protection than federal safety standards require.
Shopping for a new car?
If you’re buying a new car, keep safety in mind and check out the full list of winners. Also, give us a call beforehand and we can let you know how much your new car will cost to insure. We can help you learn which safety features can earn you a discount on your ERIE auto insurance, too.
Call 317-534-5202 Brookson Insurance LLC
We do business better because of you
Your go to agent in the Greenwood and Greater Indianapolis areas
Until next time!
Heather Swank
Agent / Owner
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