Just before 2010 closed a personal event in my life turned the page to 2011 with a slight fear for what's to come. I pondered this fear for the unknown, or what's to come over the last couple of weeks. I know that as an insurance agent my duty is to protect those I insure and I've always understood that, but it truly does go much deeper than that.
To insure the things that you work so hard to achieve is truly an honor. Coupled with the mere fact that I do it with Erie Insurance an extraordinary company that does right by their insureds makes it all the better for my clients. This "insurance" product you purchase is a necessary product, notice I did not say necessary evil. This is the only product that protects you, your home, your car, your toys, everything you live your life with. This product can even insure your life! The intention of this product is to make you whole when you have suffered a loss.
One of the deepest losses you can suffer is the loss of life. In this please take a moment this year to consider your life insurance products. I know it is uncomfortable, I know we don't want to really talk about this, but lets...
This can be much more inexpensive than you think and if you are saving money on other insurance products it may not cost you a dime. Call and ask me for our triple life quote. Why? Well, you can have an honest look at term insurance vs. whole life and universal life. Knowing the life products can sometimes be confusing too what is best for you when, what can you afford? These are the types of questions an agent can help you better answer. Here are some basics to consider when thinking about purchasing life insurance.
- who are you insuring
- what is their income
- do you have children
- burial expenses
- college expenses
- what is your debt load
You know there are even some life products that work like a retirement product and start paying you back at retirement. There are truly so many options it is like trying on shoes until you find the pair that fits perfect and you can afford.
Think about this as you go through this week...
You take the time to insure your home in case of fire or damage of any kind. You insured your car to protect it and you from an accident. Why in the world have you not insured your life?
It easy just call me and I'll do all the work and get you the options along with the understating of what those options are. After all, the most important thing to protect is you and your family so do that this year make it the priority. Life is about living long, enjoying family, and daily striving for what we hope to live. There is no excuse this year you must consider life insurance. You know with Erie you get an additional 5% discount on your other products if you have life. In some instances it nearly pays for itself. Please consider letting me do this one thing for you this year. 2011 is our agency Life Insurance year in order to better protect our families and business owners we will be getting life quotes out to you!
Enjoy the day!
Heather Swank
Agent / Owner
Brookson Insurance
