Brookson Insurance

Welcome to Brookson Insurance where we do business better because of you!

Tuesday, July 31, 2012

Road Service Anyone...what is this stuff anyway?

We Can Help When You’re Stranded



None of us likes to be stranded by a broken-down car. At best, it’s inconvenient. At worst — depending on the time of day or night, the weather conditions and the location of a breakdown — it’s downright dangerous.

Many of us carry road service coverage on our vehicles with stand alone policies and some are included with our insurance policies.  Not 100% sure what the heck you have it for?  Let me help you with that...

Road service is a good option not only for you but for the insurance carrier in turn.  If your car is disabled along the roadway the chances of additional damage being incurred are greater.  It's not only better and safer for you to get off the road, but it is better for your insurance carrier.  Knowing that find the best rate for your road service and always note there are options out there as well. 

Remember the coverage is to tow your vehicle to the nearest reasonable repair shop, or for roadside repairs to get you back and rolling.  Please note here that the roadside repairs are labor only the materials such as a tire would not be included since that was a wear and tear issue.  If you have a mechanical breakdown while on the road the car can be towed to the nearest repair shop that is always covered as well.  Some carriers will call it towing and labor some will call it road service.........it's all the same stuff!

Keep in mind this coverage is always on a reimbursement basis.  If your towing bill to the nearest reasonable repair shop is $250 that is what should pay.  Some companies offer road service, but it is limited.  Do you know what your coverage is? 


That’s why we offer an optional coverage you can purchase that adds emergency road service to your auto policy for as little as $4 per vehicle per year. If your auto is disabled, this coverage pays for reasonable auto towing and required labor costs at the site of the vehicle breakdown. We can even issue the reimbursement check right here in the agency for you!
Give us a call if you’d like to add Road Service Coverage. We’re happy to help!
317-534-5202

Heather Swank
Owner / Agent
Brookson Insurance LLC
Heather@brooksoninsurance.com
www.brooksoninsurance.com