Watch for Scams after a Storm


When storms hit, your home—and life—can be turned upside down. You’re eager to get your home repaired, but be careful: some contractors aren’t really there to help.

Most contractors are reputable business people. But each year, there are a few dishonest ones who chase storms from state to state. They may try to convince you that you have hail or other damage and need a new roof when you really don’t. They’ll ask to be hired for the work, explaining that your insurance company will pay for the repairs.


ERIE HomeProtector polices cover damage caused by hail and windstorms, but they will not cover the cost to replace a roof or siding when no damage has occurred. Since the work these dishonest contractors offer may not be of the highest quality, ERIE also highly recommends that you get a second—even a third—opinion before starting any contract work. It’s not fair to you to have your roof, once in excellent condition, altered so that it is inferior in quality.



What you can do


If you’re beginning to repair or rebuild after a storm, or even if you are just planning a home improvement project, keep these tips, recommended by the Federal Emergency Management Agency, in mind for choosing contractors wisely:


• Get more than one estimate.


• Don’t be pushed into signing a contract right away.


• Get everything in writing. Cost, work to be done, time schedules, guarantees, payment schedules and other expectations should be detailed.


• Check references before deciding which contractor to choose.


• Never sign a contract with blanks.


• Don’t pay a contractor in full until the work is complete.


• Check with county or city licensing authorities to see if the contractor is licensed in your jurisdiction, as well as checking for complaints with their regional Better Business Bureau.
ERIE can help, too
If you need suggestions about who to hire or how to repair your home after a storm, we can help you contact an insurance claims adjuster. Erie Insurance has professional claims adjusters who are trained to assess your property, identify storm damage and prepare an estimate for proper repair. They can also provide recommendations for reliable, licensed contractors in your area—although the final choice of contractor is always yours.


Call our agency with questions you have antyime! 
 
Keeping you prepared from season to season
 
Brookson Insurance LLC
317-534-5202
 
Heather Swank
Owner / Agent

Erie Insurance do you know who they are?

We’ve Been Helping People Since Your Great-Grandmother’s Time



From modest roots in 1925 as a Pennsylvania auto insurer, Erie Insurance has grown to become a group of multi-line insurance companies, offering insurance through independent insurance Agents, like us, Brookson Insurance.


They’ve done it by continuing to carry out ERIE’s founding purpose:


"To provide our Policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost."


We’re proud to represent ERIE because we know that when we help you purchase an insurance policy, it’s a good one. You’ll have financial protection when you need it the most, and you’ll never have to wonder how your insurance really works. That’s what we’re here for, to help answer your questions and make good insurance decisions.


So, whether you need to purchase auto, home, business or life insurance, give us a call. We can help. 317-534-5202 Brookson Insurance LLC

Heather Swank
Owner / Agent
Brookson Insurance LLC

Unexpected Auto Extras

Unexpected extras



Does your insurance do this for you?
ERIE’s auto insurance policy provides you and your family with extra features that go beyond the standard auto insurance coverage at no additional cost.

So, when you purchase an ERIE policy with comprehensive and collision coverage, you also get these added benefits:


• Your collision deductible will be waived if you are involved in an accident with another auto insured by Erie Insurance.*


• Your comprehensive deductible will be waived when a damaged windshield is repaired instead of replaced (additional premium required in New York).

You also have the option to purchase physical damage coverage, which adds these benefits:


• ERIE will pay up to $75 per person for travel costs, including meals and lodging, if your car is disabled because of a covered loss.


• ERIE will pay up to $350 for loss to personal property, such as clothing and luggage, because of a covered loss while the personal property is in an auto we insure. Theft losses are covered if the entire vehicle is stolen.

Contact us Heather@brooksoninsurance.com to learn more about ERIE’s auto insurance policy. Need a quote? Call us, or get a free auto insurance quote online at www.brooksoninsurance.com 317-534-5202