Umbrella what does that have to do with insurance protection?

Catastrophes of the Court



How much does your policy cover?


Depending on the level of coverage you’ve purchased, ERIE’s homeowners insurance can help cover legal costs if you’re taken to court—for instance, if someone slips and falls in your driveway and blames you. But how much your policy will cover is limited to the amount stated in your policy. It may not be enough if the case doesn’t end in your favor.

To make sure you have adequate coverage, even for catastrophes of the court, consider purchasing a Personal Catastrophe Liability (PCL) policy, more commonly known as an umbrella policy.


The benefit of ERIE’s Mastercover Policy is that it offers a higher level of financial security in case you are sued for an accident.
These policies are highly important in this litigious age of multi-million dollar lawsuits. Insurance experts and financial planners say umbrella policies, or personal liability coverage, should be standard practice. Yet studies show that fewer than 15 percent of Americans purchase umbrella policies, which typically have annual premiums under $200 a year for $1 million or more in coverage. If you’re one who hasn’t purchased an umbrella yet and you’d like to, give us a call. We can help! 317-534-5202 Brookson Insurance LLC or http://www.brooksoninsurance.com/


Keeping you protected from A to Z
Brookson Insurance LLC
Heather Swank
Owner / Agent
317-534-5202